Short answer
In the Texas coastal areas where the Texas Windstorm Insurance Association (TWIA) provides wind coverage, roof work generally must meet the windstorm building code and be certified, usually through inspections by a Texas Department of Insurance appointed inspector, resulting in a certificate of compliance commonly called a WPI-8. Ask before work starts, because some inspections must happen before materials are covered.
Who TWIA covers
TWIA provides windstorm and hail coverage in designated catastrophe areas along the Texas coast, which include Galveston County. Many homeowners there carry TWIA wind coverage alongside a separate homeowners policy for other perils.
Why certification matters
TWIA generally requires that structures and repairs in the designated area comply with the windstorm building code. A certificate of compliance documents that the work was inspected. Without it, eligibility for TWIA coverage can be affected.
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Call NowQuestions to ask your roofer
Ask these before signing.
- Does this repair or replacement need windstorm inspection?
- Who schedules the inspector, and when do inspections happen?
- Which wind-rated materials and fastening patterns will be used?
- Will I receive the certificate of compliance (WPI-8) and related paperwork?
Related questions
Do small repairs need a windstorm inspection?
Requirements depend on the scope of work and current rules. Confirm with your roofer, TWIA or the Texas Department of Insurance before starting.
Can inspection happen after the roof is finished?
Some components must be inspected during installation, before they are covered. Plan inspections into the schedule.
Where do I check current rules?
TWIA and the Texas Department of Insurance publish current windstorm certification requirements.
Services that fix this
Residential Roofing Services
Inspections, repairs and full replacements for homes in Galveston County.
Residential roofing in Texas City
Storm Damage Roof Repair
Wind, hail and tree damage assessed, documented for your claim and repaired.
Storm damage repair in Texas City
Roof Leak Repair
Find where water is getting in, repair shingles, flashing and decking, and stop the stain from growing.
Roof leak repair in Texas CityThis guide is general information for homeowners, not a diagnosis of your system. For anything involving gas, carbon monoxide, electricity or active leaks, stop and call a qualified professional.